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AD&D Insurance                                                          

Your credit union has made $4,000 of TruStage™ Accidental Death and Dismemberment insurance available to you.  This no-cost coverage, fully paid for by your credit union, is underwritten by CMFG Life Insurance Company.

This can be a valuable and affordable supplement to life insurance and pays a cash benefit in the event of a covered injury or death due to an accident.  Here are just a few reasons you may wish to accept this offer.

Acceptance is guaranteed

No medical exam or health questions are required.  Members age 18 and older cannot be turned down.

You are protected 24/7

Your coverage is always in effect no matter if you are at home, at work, or traveling.  That's protection your family can count on.


Choice of benefit amounts

Your no-cost coverage may not be enough in the event of a covered accident.  Eligible members have the option of choosing from $10,000 to $300,000* additional insurance protection at affordable rates.  At age 70, coverage (no-cost and additional) is reduced by 50%.

Why should you have AD&D coverage?

Did you know accidents are the leading cause of death for people under 44*? That's why our credit union provides each of our members with an AD&D policy at no cost. You automatically qualify for this complimentary coverage, but you must activate it first by visiting by calling 1-800-798-8798.

AD&D insurance can be an important part of your financial safety net—it provides benefits for accidental death and covers permanent injuries which result from accidents.

The FastApply AD&D process allows you to activate your no-cost AD&D coverage in three minutes or less. You can also add more AD&D coverage if you like. Learn more at Credit unions like ours make TruStage™ insurance programs available because they're founded in value, honesty, and knowledgeable support. The companies behind TruStage™ were formed by credit unions, for credit unions and their members. As part of your financial planning, we invite you to discover how these products and programs might be right for you.

TruStage™ Accidental Death & Dismemberment Insurance is made available through TruStage™ Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by your credit union.

*Accident statistic from Centers for Disease Control and Prevention. Death in the United States, 2010, NCHS Data Brief #99, July 2012.