About Us

When you join Katahdin Federal Credit Union, you are more than a number. You are part of a member-owned nonprofit cooperative…united by a common bond. As a credit union member, you actually have a vote in how we operate.

Through the years, our members have worked together to maintain a stable organization.

And our non-profit status helps us operate more cost-effectively than for-profit groups. So with us, you'll discover lower interest rates on loans and credit cards, and higher dividends on savings plans.

Yes, numbers are very important. But members remain our most valuable asset. At Katahdin Federal Credit Union, our strength is in members.

We can be your primary financial institution

Whatever your financial needs may be, Katahdin Federal Credit Union strives to provide all the financial tools needed for a financially successful future. Locally owned and operated, Katahdin Federal and its staff are committed to provide the utmost in personal service and member satisfaction. We have added two credit union service organizations, $ingle $ource Financial Centre and Katahdin Gateway Insurance LLC, to complete our broad list of products and services.

Learn more about Katahdin Federal Credit Union

Additional membership information can be found:

Safe & Secure

At Katahdin Federal Credit Union, you can sleep well knowing your money is safe and secure. Your account is insured for up to $250,000 per member account and an additional $250,000 per member IRA account by the National Credit Union Administration (NCUA), an agency of the Federal government.

How do I determine if I am eligible to join?

The field of membership for KFCU includes:

Persons who live, work, worship, or attend school in, and businesses and other legal entities located in Penobscot County or Piscataquis County, or the towns of Amity, Bancroft, Cary Plantation, Crystal, Dyer Brook, Glenwood Plantation, Haynesville, Hersey, Hodgdon, Houlton, Island Falls, Linneus, Littleton, Macwahoc Plantatin, Merrill, Moro Plantation, New Limerick, Oakfield, Orient, Reed Plantation, Sherman, Smyrna Mills, South Aroostook Unorganized Territories, or Weston, Maine and also included are spouses of persons who died while within the field of membership of the credit union, employees of this credit union, volunteers in the community, members of their immediate family or household, and organizations of such persons.

And also included are spouses of persons who died while within the field of membership of this credit union, employees of the credit union, persons retired as pensioners or annuitants from the above employment, members of their immediate families, organizations of such persons.

Those who meet the eligibility requirements may join the Credit Union. You can join the credit union in person, by mail or online application.


To join using the online application, print, complete and sign the application. Send the completed application along with a photocopy of your driver's license (or other official picture identification). Enclose a check for $25.00 made payable to Katahdin Federal Credit Union. It's that simple!
Mail the printed share account application card, identification and check to:

Katahdin Federal Credit Union
1000 Central Street
Millinocket ME 04462
Membership Agreement and Disclosure
Share and Share Draft Rate Schedule/ Truth-In-Saving Disclosures
Fee Schedule
Certificate Rate Schedule / Truth-In-Savings Disclosures

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